The discussion about the price of XRP increases again. An encrypted user with long-standing support for XRP recently stated that after more research, she had abandoned her previously extremely optimistic high-price judgement and moved the target range downwards to $10 to $20. This statement quickly sparked community debate and brought to the fore the valuation logic and regulatory prospects of the XRP again.

Target's down from $1,000.

The user named Jenny had publicly seen XRP rise to $1,000, and at least hundreds of dollars. She now states that this judgement is too radical and that she prefers to consider $10 to $20 as a real area.

She added that even if the XRP were to rise to only $5 to $8 in the future, it could still be considered a good result. In other words, she did not abandon her long-standing view of the XRP, but apparently narrowed expectations of the increase.

There's still a long way to go.

As of submission, XRP report $1.09. Based on the figures in the text, the currency has fallen by approximately 67 per cent compared to a year ago. Even with a lower target of $5 to $8, the XRP would have to increase by about 4.5 to 7 times the current level.

The required increase is higher when calculated between $10 and $20. This means that while market discussions have moved from “extremely high prices” to relatively conservative zones, significant financial push and emotional repair are still needed to achieve this goal.

The Clarity Act is a focus.

In addition to price expectations, regulatory issues remain the focus of the XRP discussions. It was reported that the Senate Banking Commission had passed the CLARITY bill on 14 May 2026, with 15 to 9 inter-party votes, and that the bill had subsequently been placed on the Senate legislative agenda in early June, with conditions for full-house voting.

It was also reported that in March this year the United States Securities and Exchange Commission and the Commodity Futures Exchange Commission jointly classified XRP as a digital commodity. This finding, however, is still an explanatory document and the future Government may adjust its position. The regulatory position of the XRP would be more stable if it were to be enshrined in the law, which is why the market continues to follow up on the bill.

Community perceptions are divided

Jenny's statements have led to clear differences on social platforms. Some market participants felt that such downgraded statements were more of a conservative expression of bear market sentiment, and some questioned the lack of a clear basis for their target areas.

However, there are supporters who believe that $10 per se remains a positive expectation. Some commentators mentioned that institutional interest and the trend towards the monetization of assets remain important reasons for the long-term narrative of the XRP. Overall, the discussion did not reflect only a change in price figures, but rather a rebalancing of markets between high expectations and realistic valuations.