Ripple CEO Brad Garlinghouse says the encryption industry has steadily entered mainstream American society. Following his participation in the White House Encryption Summit, he cited a recent survey that stated that more than 67 million people currently held digital assets in the United States, about a quarter of all adults.

The number of currency held rose to over 67 million

Garlinghouse wrote on X platform that the encryption industry “is no longer marginal”. He refers to data from the Status Report of Encrypted Holders 2026 published by the National Encrypted Currency Association of the United States (NCA). This report was prepared jointly by NCA and The Harris Poll.

Reports indicate that the United States has more than 67 million owners of encrypted assets. The survey, which covered 10,000 encrypted currency holders, showed that the use of digital assets was expanding from investment to more day-to-day activities.

  • Increased use of payments and transfers
  • Remittances between families and friends
  • Related to financial management, charity and business activities

Use will continues to rise.

The report also shows that interest in encrypted assets continues to increase among existing holders. About 63% of respondents indicated that they were more interested in using encrypted currency in 2026 than in 2025.

The structure of the population in currency is also changing. The percentage of women held increased by 10 per cent from the previous year, while the share of women among new users entering the encryption market between 2025 and 2026 was 42 per cent, up from 34 per cent for early users.

In terms of income distribution, holders of encrypted assets are not concentrated in high-income groups. According to the report, 90 per cent of the holders had an annual income of less than $0.5 million, of which 23 per cent had an annual income of less than $75,000.

The White House Summit released a surveillance signal.

At the White House Encryption Summit, Michael Selig, Chairman of the United States Commodity Futures Trading Commission (CFTC), stated that the phase of political law enforcement pressure, bank exclusion and “law enforcement for law enforcement” was over. He said that the next generation of financial systems was being built in the United States.

Paul Atkins, Chairman of the United States Securities and Exchange Commission (SEC), also stated that a clearer regulatory environment should be provided for encrypted entrepreneurs and businesses financed through digital assets.

According to Garlinghouse, the data indicate that the United States encrypted electorate remains active. As the number of currency holders expands, the scene of use increases, and the regulatory calibre becomes clear, the encryption industry is gaining ground in the public policy and financial system of the United States.