Foreign media: In a recent study, Fuda Digital Assets suggested that the question of whether AI agents would use block chains was not the most critical. More importantly, these activities ultimately generate sustained income for the public chain, the application layer and the primary currency.
Close the platform, maybe take the entrance.
Fuda listed closed-system competition as one of the main risks to such narratives. Technology companies, banks, payment networks and financial technology platforms are building a controlled environment for direct transactions by AI agents. These systems may have advantages over the public chain in terms of performance, cost, distribution capacity and compliance certainty.
The report mentions that future AI agents do not necessarily depend on only one infrastructure. They may complete payments in the chain but hand over letters of credit, identification and other financial services to banks or financial science and technology platforms. Fuda refers to this mixed form as “multi-fi”.
At present, a number of companies have advanced the relevant layouts, including Google, Mastercard, Visa, Stripe and Coinbase, covering various payment routes such as bank cards, banking networks and block chains.
Paying for active is not the same as paying for a token.
According to Fuda, even if AI agents significantly increase the number of transactions on the chain, this does not mean that the public-chain original coins would benefit simultaneously. The reason for this is that payment of the scene can lead to a high volume of transactions, but not necessarily to a sufficiently high fee income.
The report notes that stabilizers and payers may take more economic value than the bottom block chain. Low rates and intense competition can make agency payments more practical, but can also compress income space for bottom networks.
- AI Agent has completed approximately 1.4 million payments at XRP Legger.
- Corresponding network fees only received about $280
- During the past 180 days, the efficiency of transaction income was 49 times the amount paid
Fuda therefore believes that capital-management agents such as automated transactions, borrowing and liquidity management may be more likely to generate sustainable income than small payments.
Security and regulation remain a screening condition
Fuda indicated that the AI tool did accelerate the development of block-chain applications, but the increased software output did not automatically equal valuable products. The application still requires distribution, liquidity, compliance capacity and the stabilization of user needs, as well as the manual review of financial software related to financial security.
The report also notes that when development costs are reduced, chain functions can be more easily replicated and technological differences between the public chain and applications may be further reduced. By contrast, mobility, distribution capacity, security and the basis of trust are more likely to be more difficult to replicate.
Fuda also warned that AI would not only reduce the cost of development, but also the cost of identifying loopholes and launching attacks. Agencies are more likely to favour systems with clear identity controls, competency management and legal responsibilities, which would expose completely unlicensed networks to greater resistance in accessing regulated financial services.
Additional information:Coinbase has allowed businesses to accept USDC payments initiated by autonomous agents, and traditional payment companies such as Stripe and Visa are developing competitive or complementary programmes. Fuda believes that, in judging such trends, more attention should be paid to the final flow of funds than to the number of transactions.