General rise in interest rates on mortgages and refinancing in the United States

On 18 August 2026, interest rates on mortgages and refinancing generally rose, although fixed interest rates for a 30-year period remained relatively stable. The current fixed interest rate for the 30-year period averages 6.53 per cent, which is 5.94 per cent lower than yesterday ' s fixed loan rate for the 15-year period of one base point, 6.39 per cent higher than yesterday ' s interest rate for eight basis points 5/1 ARM and 15 basis points higher than Monday. According to Zillow data, the interest rate on mortgages is generally higher than yesterday and is expected to remain at 6.50 per cent in 2026 for 30-year mortgages。