Obita CEO Zhang Da Yong: AI puts value down to seconds and cross-border payments cannot stop at T+1 to T+7

On 29 August, the co-founder and chief executive officer of Obita, Zhang Da Yong, stated that AI was compressing contract writing, code writing and business decision-making to a second or shorter scale, but that traditional cross-border payments might still require T+1 to T+7, and that the efficiency gap between the two would facilitate the rebuilding of payment infrastructure. Zhang Dae Yong believes that block chains and compliance stabilization coins can reduce the number of layers of the middle of traditional cross-border payments and bring funds close to real-time settlement. While the amount of money traded on the stable currency chain reached about $33 trillion in 2025, the real share of money spent on the real economy is still very low, and the key next stage is to address compliance, security and business applications to allow the stable currency to enter real cross-border trade。