Decrease in interest rates on mortgages and refinancing on 18 July 2026

On 18 July 2026, interest rates on mortgages and refinancing fell. According to data from the Zillow loan market, fixed interest rates for the current 30-year period fell by 4 basis points to 6.48 per cent, fixed interest rates for the 15-year period by 5 basis points to 5.90 per cent, and for the period 5/1 ARM by 29 basis points to 6.46 per cent。